Bank of Queensland Platinum Visa Credit Card

  • Annual fee offer: $0 annual fee in your first year (saving $129 p.a) Plus $0 annual fee ongoing if you spend a minimum of $12,000 per year on retail purchases
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Product Details

Bal.Trans.0.00% p.a. for the first 12 months and then 21.74% p.a.
Cash.Adv.21.74% p.a.
Credit ScoreGood
Interest-free PeriodUp To 55 Days
Card TypeVisa
Minimum credit limit$6,000
Minimum monthly repayments2% or $30
Number of additional cardholders4
Points earned$1 up to 2 Q Rewards® points


  • Discounted annual fee - $60 for the first year
  • 0% p.a. on balance transfers
  • 30,000 bonus Q Rewards® points
  • Earn 2 Q Rewards® points for every $1
  • Up to 55 days interest free
  • Comprehensive International Travel Insurance, Interstate Flight Inconvenience Insurance, Transit Accident Insurance, Complimentary Purchase Cover Insurance, Extended Warranty Insurance and Guaranteed Pricing Scheme
  • Up to $500 refund if you purchase an eligible item that goes on sale after you buy it
  • Extended warranty insurance for up to 1 year
  • Your personal 24 hour concierge service - we'll help you shop, find the perfect gift or book your next holiday
  • Priority 24/7 customer service for your card enquiries
  • $1,000 daily cash advance limit through ATMs
  • Add up to 4 Additional Cardholders with no annual fee

Other Fees

Additional cardholder fee$0.00
Cash advance fee3.50%, Min $3.50
Foreign currency conversion fee3.40%
Late payment fee$10.00
Overseas cash advance fee2.00%, Min $4.00

Who Can Apply

  • Minimum Income - $35,000
  • You are aged 18 years or over
  • You are an Australian citizen or permanent resident
  • You have no history of bad debt or payment default

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