Coles Platinum No Annual Fee Mastercard

Flybuys points: $10 off your Coles Shop
Free delivery: Free delivery when you spend $100 or more at Coles online.
  0 reviews  Coles Financial Services reviews


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Product Details

Bal.Trans.0.00% p.a. for the first 6 months and then 19.99% p.a.
Cash.Adv.19.99% p.a.
Credit ScoreGood
Interest-free PeriodUp To 55 Days
Card TypeMastercard
Minimum Credit Limit$6,000
Minimum Monthly Repaymentsif < $30 - 100%
if > $30
a. $30; or
b. 2% of Card Balance; or
c. the sum of 1% of the Card Balance, Late Payment Fee (if any) and interest charged for that month, plus any Monthly Instalment for that month.
Points earned$1 = 0.5 Flybuys Point


  • No annual fee. Ever.
  • Collect 1 point per $2 on eligible spend.
  • $10 off your Coles supermarket shop instantly at the checkout every time you redeem 2,000 flybuys points.
  • Free delivery at Coles online using your Coles Credit Card.
  • Free Coles Mobile Wallet App lets you view and activate flybuys offers with your phone, while keeping track of your purchases for your convenience and control.
  • Coles Mastercard and flybuys card in one so you only have to carry one card instead of two.
  • Up to 55 days interest free on purchases when you pay your full balance off each month.
  • 19.99% p.a. on purchases and cash advances.
  • Security and fraud protection - the Coles Shield and Mastercard Zero Liability Gurantee gives you peace of mind.
  • Access your account easily online.
  • Additional cards available with one convenient statement.
  • Complimentary access to our 24/7 wordwide concierge.
  • Complimentary Insurance - Protects the items you buy with your card in case they’re permanently lost, stolen or accidentally damaged.

Other Fees

Additional cardholder fee$0
Cash advance fee3.00%, Min $1.95
Foreign currency conversion fee2.50% of the transaction amount
Late payment fee$10.00
Overseas cash advance fee$5.00

Who Can Apply

  • Minimum Income - $25,000
  • You are aged 18 years or over
  • You are an Australian citizen or permanent resident

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