NAB Low Rate Credit Card

  • Purchases rate promotion: 0% p.a. on purchases for 6 months
  1 reviews  National Australia Bank reviews


0.00% p.a. for the first 6 months with 2% fee and then 21.74% p.a.

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Product Details

Bal.Trans.0.00% p.a. for 6 months with 2% balance transfer fee and then 21.74% p.a.
Cash.Adv.21.74% p.a.
Credit ScoreGood
Interest-free PeriodUp To 55 Days
Card TypeVisa
Gambling Transactions AllowedYes
Minimum credit limit$500
Minimum monthly repayments2.00%, Min $25.00
Number of additional cardholders1


  • Save on interest: Enjoy our lowest everyday purchase rate.
  • Have more time to pay: Up to 55 Interest free days on purchases applies
  • Enjoy special offers with Visa: Special offers on shows, events, experiences and movies from Visa Entertainment
  • Block and Unblock: Lost your card? Temporarily block, unblock or reorder with the touch of a button
  • One Touch ID: Securely login with your unique Touch ID
  • Instant Digital Card: New card on the way? No need to wait, use your phone to tap and pay
  • Overseas Travel Notifications: Heading overseas? Let us know your travel plans so we can help protect your card
  • Card Controls:With just a swipe, turn on or off payWave®, online and overseas transactions
  • Tap and Pay: Make everyday purchases easy, with NAB Pay for Android
  • Fraud protection: NAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.
  • Online security: Verified by Visa reduces online fraud by confirming your identity.
  • Add an additional cardholder at no extra cost
  • Emergency assistance: We’re here for you 24/7 over the phone if your credit card is lost or stolen.
  • Contactless payments: Tap and pay with your NAB credit card or your phone – with NAB Pay for Android

Other Fees

Additional cardholder fee$0.00
Balance transfer fee2.00%
Cash advance fee2.00%, Min $2.50
Foreign currency conversion fee3.00%
Late payment fee$15.00
Overseas ATM withdrawal fee$5.00
Overseas cash advance fee2.00%, Min $2.50

Who Can Apply

  • You are aged 18 years or over
  • You are an Australian citizen or permanent resident
  • If you are not an Australian citizen or permanent resident, you’ll need to provide the last overseas address you resided at.
  • You have no history of bad debt or payment default

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