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Westpac Credit Cards

  • Earn 60,000 bonus Qantas Points: when you spend $3,000 or more on eligible purchases on Mastercard® within 90 days of new card approval.

    or

    Earn 80,000 bonus Altitude Points: when you spend $3,000 or more on eligible purchases on Mastercard® within 90 days of new card approval.
Credit Card Suitable for: Cash Advance, Complimentary Insurance, Extended Warranty Insurance, For Temporary Residents, Frequent Flyer, Gambling Transactions Allowed, International Travel Insurance, Purchase Protection Insurance, Rewards, Transit Accident Insurance

Purchase Rate

20.24%

Cash Advance

21.49%

Balance Transfer

-

Interest-free Period

45 Days

Annual Fee

$199

Card Type

American Express,Mastercard
  • Earn 60,000 bonus Qantas Points: when you spend $3,000 or more on eligible purchases on Mastercard® within 90 days of new card approval.

    or

    Earn 80,000 bonus Altitude Points: when you spend $3,000 or more on eligible purchases on Mastercard® within 90 days of new card approval.
Credit Card Suitable for: Cash Advance, Complimentary Insurance, Extended Warranty Insurance, Frequent Flyer, Gambling Transactions Allowed, International Travel Insurance, Low Income, Purchase Protection Insurance, Rewards, Transit Accident Insurance

Purchase Rate

20.24%

Cash Advance

21.49%

Balance Transfer

-

Interest-free Period

45 Days

Annual Fee

$349

Card Type

American Express,Mastercard
  • Purchases rate offer: 0% p.a. on purchases for 9 months.
Credit Card Suitable for: Cash Advance, Complimentary Insurance, Extended Warranty Insurance, For Temporary Residents, Gambling Transactions Allowed, International Travel Insurance, Interstate Flight Inconvenience Insurance, Low Fee, Low Rate, No Annual Fee, Price Guarantee Insurance, Purchase Protection Insurance, Transit Accident Insurance

Purchase Rate

20.09%

Cash Advance

21.49%

Balance Transfer

-

Interest-free Period

55 Days

Annual Fee

Free
*$90.00 if spend less $10,000 or less than in the previous year

Card Type

Mastercard
Credit Card Suitable for: Cash Advance, Gambling Transactions Allowed, Low Fee, Low Rate, No Annual Fee

Purchase Rate

20.09%

Cash Advance

21.49%

Balance Transfer

-

Interest-free Period

55 Days

Annual Fee

Free
*$30.00 if spend less $5,000 or less than in the previous year

Card Type

Mastercard
  • Earn 120,000 bonus Qantas Points: when you spend $4,000 or more on eligible purchases on Mastercard® within 90 days of new card approval and keep your card account being active in the second year.

    or

    Earn 150,000 bonus Altitude Points: when you spend $4,000 or more on eligible purchases on Mastercard® within 90 days of new card approval.
Credit Card Suitable for: Cash Advance, Complimentary Insurance, Extended Warranty Insurance, Frequent Flyer, International Travel Insurance, Rewards, Transit Accident Insurance

Purchase Rate

20.24%

Cash Advance

21.49%

Balance Transfer

-

Interest-free Period

45 Days

Annual Fee

$449

Card Type

American Express,Mastercard
  • Earn 60,000 bonus Qantas Points: when you spend $3,000 or more on eligible purchases on Mastercard® within 90 days of new card approval.

    or

    Earn 80,000 bonus Altitude Points: when you spend $3,000 or more on eligible purchases on Mastercard® within 90 days of new card approval.
Credit Card Suitable for: Cash Advance, Complimentary Insurance, Extended Warranty Insurance, For Temporary Residents, Frequent Flyer, Gambling Transactions Allowed, International Travel Insurance, Low Income, Purchase Protection Insurance, Rewards, Transit Accident Insurance

Purchase Rate

20.49%

Cash Advance

21.49%

Balance Transfer

-

Interest-free Period

45 Days

Annual Fee

$150

Card Type

Mastercard
Credit Card Suitable for: Fitbit Pay, For Temporary Residents, Google Pay, Low Rate, No Foreign Transaction Fee, Samsung Pay

Purchase Rate

9.90%

Cash Advance

-

Balance Transfer

-

Interest-free Period

45 Days

Annual Fee

$108
*$9 monthly card fee

Card Type

Mastercard
Credit Card Suitable for: Business, Cash Advance, Complimentary Insurance, No Annual Fee, Transit Accident Insurance

Purchase Rate

14.25%

Cash Advance

19.96%

Balance Transfer

-

Interest-free Period

55 Days

Annual Fee

Free
*$75.00 if spend less $15,000 or less than in a year

Card Type

Mastercard
  • Bonus Points Offer: Earn 120,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new BusinessChoice Rewards Platinum card within 90 days from card approval
  • Qantas Joining Fee Offer: Qantas Business Rewards program one-off joining fee waived (saving you $89.50) for new Westpac BusinessChoice Rewards Platinum cardholders.
Credit Card Suitable for: Business, Cash Advance, Complimentary Insurance, Extended Warranty Insurance, Frequent Flyer, Gambling Transactions Allowed, International Travel Insurance, Purchase Protection Insurance, Rewards, Transit Accident Insurance

Purchase Rate

20.24%

Cash Advance

20.24%

Balance Transfer

-

Interest-free Period

55 Days

Annual Fee

$150

Card Type

Mastercard
  • $0 annual card offer: $0 annual card fee for the first year
  • Earn 60,000 bonus Altitude Points: when you spend $3,000 on eligible purchases on your new Altitude Business Gold Mastercard within 90 days from card approval
  • Balance transfers offer: 4.99% p.a. for 12 months on balance transfers requested at card application.
Credit Card Suitable for: Balance Transfer, Business, Cash Advance, Complimentary Insurance, Extended Warranty Insurance, Gambling Transactions Allowed, International Travel Insurance, Purchase Protection Insurance, Transit Accident Insurance

Purchase Rate

20.24%

Cash Advance

20.74%

Balance Transfer

4.99% p.a. for 12 months
reverts to 20.24% p.a.

Interest-free Period

55 Days

Annual Fee

Free
*$0 for the first year after that $150

Card Type

Mastercard
  • Earn 120,000 bonus Qantas Points: when you spend $4,000 or more on eligible purchases on Mastercard® within 90 days of new card approval and keep your card account being active in the second year.

    or

    Earn 150,000 bonus Altitude Points: when you spend $4,000 or more on eligible purchases on Mastercard® within 90 days of new card approval.
Credit Card Suitable for: Cash Advance, Complimentary Insurance, Extended Warranty Insurance, For Temporary Residents, Frequent Flyer, Gambling Transactions Allowed, International Travel Insurance, Rewards, Transit Accident Insurance

Purchase Rate

20.49%

Cash Advance

21.49%%

Balance Transfer

-

Interest-free Period

45 Days

Annual Fee

$250

Card Type

Mastercard
  • Cash Back Offer: Get $250 cash back to your account, when you spend $800 or more on eligible purchases within 90 days of card approval
Credit Card Suitable for: Cash Advance, Cash Back, For Temporary Residents, Gambling Transactions Allowed, Low Income, Low Rate

Purchase Rate

13.74%

Cash Advance

21.49%

Balance Transfer

-

Interest-free Period

55 Days

Annual Fee

$59

Card Type

Mastercard

Important Information


  1. FindMyRates is not a credit provider and does not provide personal financial or professional advice or credit assistance. The information on this site is sourced from external credit providers and not from FindMyRates itself. It does not take into account your specific needs or circumstances, so you should look at your own financial situation, objectives and requirements and consult a licensed or authorised financial adviser before making any financial decisions.
  2. FindMyRates does not show comparison results based on commissions or referral fees.
  3. Although FindMyRates cover a broad range of products, providers and services we dont cover every product, provider or service available in the market and may not compare all the features available to you.
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