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How to Choose a Mobile Phone Plan

by | Last updated May 23, 2020 | Published on May 23, 2020 | Mobile Phone | 0 comments

When considering a new mobile plan, there are a number of options available for you. In Australia, there are dozens of providers, hundreds of plans and the new promotional deals were released every week. So choosing a provider and plan with the best deal that suits your needs can be difficult.

However, Using the following three simple questions to help you make the decision.

  1. Do you want a plan with a new phone or SIM only plan
  2. Do you want any extra features like included international calls, Data rollover and etc
  3. Which phone network? Telstra network? Optus network? or Vodafone network?

Mobile Phone Plan Types

When you are considering a mobile phone plan, you need to decide whether you want a SIM Only BYO plan or a plan with a new phone. Once you have decided, you can be looking for what specific type of mobile plan you would like.

There are few types of mobile plans you can be looking for:

  • SIM only plans: The plan does not come with a new phone and suitable for those who already have a phone or you buy a phone outright. Typically, SIM only plan includes voice, data and text messages and was divided into two categories – Prepaid plans and Postpaid plans.
    • Prepaid plans
    • You will pay/recharge for your plan before use it. Normally, it gives you freedom with no lock-in contract and flexibility to change your plan.
    • Postpaid plans
    • You will pay/recharge for your plan after use it. You will receive a bill every month and pay plan fee plus any cost of excess calls or data use.
  • Plans with new phone: These are postpaid plans with a contract ( Usually 24 – 36 months). During the contract term, you will pay monthly bill includes your handset repayment. If you would like to cancel the contract early, you will need to pay the balance of your device repayments.

How to compare Mobile Phone Plans

  • Price Price is the most important factor that determines which provider should be the winner when they offer similar services and features. Meanwhile, It can help you to save more bucks with fewer features or switch to a more affordable plan when the contract is up。
  • Data How many included data should be based on what you need and how much extra cost if over the limits.
  • International Calls / SMS Included If you would like to make international calls, check if oversea package was included and cost based on the country.
  • Mobile Network Coverage Check the provider’s mobile network coverage and speed in your most activities areas like places you live and work.
  • Included phone handset If you would not like to pay a higher upfront cost for a new handset, you can signup a contract with the handset however buying a mobile phone outright may be cheaper than a mobile phone on plan

Phone On Plan VS Phone Outright

Android handset outright VS on plan

Phone On PlanPhone Outright
ModelSamsung Galaxy S20 Ultra 5GSamsung Galaxy S20 Ultra 5G
Storage size128GB128GB
CarrierTelstraLycamobile
Contract period24 months (Telstra $50.00 Small Plan)No contract ($1,999.00 outright)
Calls / TextsUnlimitedUnlimited
Data30GB35GB
Total cost$3,198.96$2,259.71

You will save $939.25 if you buy Samsung Galaxy S20 Ultra 5G outright + Lycamobile Unlimited Plan S.

iPhone handset outright VS on plan

Phone On PlanPhone Outright
ModeliPhone 11 Pro MaxiPhone 11 Pro Max
Storage size256GB256GB
CarrierTelstraLycamobile
Contract period24 months (Telstra $50.00 Small Plan)No contract ($2,065.00 outright)
Calls / TextsUnlimitedUnlimited
Data30GB35GB
Total cost$3348.96$2,325.71

You will save $1,023.25 if you buy iPhone 11 Pro Max 256GB outright + Lycamobile Unlimited Plan S.

* Inforatmion based on 23 May 2020

Best SIM Only Mobile Plans

Woolworths $10 Pre-Paid Mobile Plan | Prepaid

National Talk & Text

Unlimited

Data

1 GB

Price

$10.00 / 30 Days

Hello Mobile PAY 1 GB Data Pay As You Go Mobile Plans | Prepaid

National Talk & Text

-

Data

1 GB

Price

$10.00 / 30 Days

amaysim Pay As You Go Prepaid Mobile Plan | Prepaid

National Talk & Text

-

Data

-

Price

$10.00 / Year

Optus $10 My Prepaid Long Expiry Mobile Plan | Prepaid

National Talk & Text

-

Data

-

Price

$10.00 / 45 Days

Hello Mobile Supa Pay As You Go Mobile Plans | Prepaid

National Talk & Text

-

Data

200 MB

Price

$10.00 / 90 Days

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