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Interest-only Home Loans

Compare mortgage rates with more than 953 offers from 31 lenders. The lowest Interest-only mortgage rates is 2.29% from Adelaide Bank and the lowest comparison rate is % from Reduce which help you to start with lower repayments.

Compare Interest Only Mortgage Rates

SmartSaver – 1 Year Fixed – IO

Interest Rate

2.29% p.a.

Comparison Rate

2.73% p.a.

LVR

≤ 80%

Monthly Repayment

1 Year Standard Fixed Rate Home Loan – Owner Occupier

Interest Rate

2.44% p.a.

Comparison Rate

4.53% p.a.

LVR

≤ 95%

Monthly Repayment

Low Rider – IO

Interest Rate

2.59% p.a.

Comparison Rate

2.82% p.a.

LVR

≤ 70%

Monthly Repayment

Low Rider + Offset – IO

Interest Rate

2.64% p.a.

Comparison Rate

2.67% p.a.

LVR

≤ 70%

Monthly Repayment

Premium Plus Package Fixed Rate Home Loan – 1 Year Fixed – LVR Up to 80% – IO – Special Offer

Interest Rate

2.68% p.a.

Comparison Rate

3.87% p.a.

LVR

≤ 80%

Monthly Repayment

Premium Plus Package Fixed Rate Home Loan – 2 Year Fixed – LVR Up to 80% – IO – Special Offer

Interest Rate

2.68% p.a.

Comparison Rate

3.79% p.a.

LVR

≤ 80%

Monthly Repayment

Wealth Maximizer – 1 Year Fixed – IO

Interest Rate

2.69% p.a.

Comparison Rate

3.21% p.a.

LVR

≤ 90%

Monthly Repayment

Premium Plus Package Fixed Rate Home Loan – 1 Year Fixed – Investor – LVR Up to 80% – IO – Special Offer

Interest Rate

2.69% p.a.

Comparison Rate

4.17% p.a.

LVR

≤ 80%

Monthly Repayment

Penny Pincher – IO

Interest Rate

2.69% p.a.

Comparison Rate

2.69% p.a.

LVR

≤ 70%

Monthly Repayment

Choice Package – 2 Year Fixed – Investor – Interest Only in Arrears

Interest Rate

2.69% p.a.

Comparison Rate

4.63% p.a.

LVR

≤ 95%

Monthly Repayment

Wealth Maximizer + Offset – 1 Year Fixed – IO

Interest Rate

2.69% p.a.

Comparison Rate

-

LVR

≤ 90%

Monthly Repayment

Choice Package – 3 Year Fixed – Investor – Interest Only in Arrears

Interest Rate

2.69% p.a.

Comparison Rate

4.47% p.a.

LVR

≤ 95%

Monthly Repayment

Fixed Rate Investment Property Loan With Premier Advantage – 2 Year Fixed – LVR ≤70% – Interest Only

Interest Rate

2.69% p.a.

Comparison Rate

4.16% p.a.

LVR

≤ 70%

Monthly Repayment

Premium Plus Package Fixed Rate Home Loan – 2 Year Fixed – Investor – LVR Up to 80% – IO – Special Offer

Interest Rate

2.69% p.a.

Comparison Rate

4.06% p.a.

LVR

≤ 80%

Monthly Repayment

Wealth Maximizer – 2 Year Fixed – IO

Interest Rate

2.69% p.a.

Comparison Rate

3.17% p.a.

LVR

≤ 90%

Monthly Repayment

Fixed Residential Investment Loan With ANZ Breakfree – 2 Year Fixed – Interest Only

Interest Rate

2.69% p.a.

Comparison Rate

4.55% p.a.

LVR

≤ 90%

Monthly Repayment

Wealth Maximizer + Offset – 2 Year Fixed – IO

Interest Rate

2.69% p.a.

Comparison Rate

-

LVR

≤ 90%

Monthly Repayment

Fixed Residential Investment Loan With ANZ Breakfree – 3 Year Fixed – Interest Only

Interest Rate

2.69% p.a.

Comparison Rate

4.40% p.a.

LVR

≤ 90%

Monthly Repayment

Fixed Rate Investment Property Loan With Premier Advantage – 3 Year Fixed – LVR ≤70% – Interest Only

Interest Rate

2.69% p.a.

Comparison Rate

4.06% p.a.

LVR

≤ 70%

Monthly Repayment

Tailored Home Loan – 2 Year Fixed – Investor – Interest Only in Advance

Interest Rate

2.69% p.a.

Comparison Rate

4.90% p.a.

LVR

≤ 95%

Monthly Repayment

Wealth Maximizer – 3 Year Fixed – IO

Interest Rate

2.69% p.a.

Comparison Rate

3.12% p.a.

LVR

≤ 90%

Monthly Repayment

Tailored Home Loan – 3 Year Fixed – Investor – Interest Only in Advance

Interest Rate

2.69% p.a.

Comparison Rate

4.70% p.a.

LVR

≤ 95%

Monthly Repayment

Wealth Maximizer + Offset – 3 Year Fixed – IO

Interest Rate

2.69% p.a.

Comparison Rate

-

LVR

≤ 90%

Monthly Repayment

Basic Home Loan – LVR Up to 60% – IO

Interest Rate

2.69% p.a.

Comparison Rate

2.69% p.a.

LVR

≤ 60%

Monthly Repayment

Investment Home Loan – 1 Year Fixed – IO

Interest Rate

2.72% p.a.

Comparison Rate

2.89% p.a.

LVR

≤ 90%

Monthly Repayment

Investment Home Loan – 1 Year Fixed – IO + Offset Account

Interest Rate

2.72% p.a.

Comparison Rate

3.02% p.a.

LVR

≤ 90%

Monthly Repayment

Live-in Home Loan – 1 Year Fixed – IO

Interest Rate

2.72% p.a.

Comparison Rate

2.91% p.a.

LVR

≤ 90%

Monthly Repayment

Investment Home Loan – 2 Year Fixed – IO

Interest Rate

2.72% p.a.

Comparison Rate

2.88% p.a.

LVR

≤ 90%

Monthly Repayment

Live-in Home Loan – 1 Year Fixed – IO + Offset Account

Interest Rate

2.72% p.a.

Comparison Rate

3.04% p.a.

LVR

≤ 90%

Monthly Repayment

Investment Home Loan – 2 Year Fixed – IO + Offset Account

Interest Rate

2.72% p.a.

Comparison Rate

3.00% p.a.

LVR

≤ 90%

Monthly Repayment

Live-in Home Loan – 2 Year Fixed – IO

Interest Rate

2.72% p.a.

Comparison Rate

2.90% p.a.

LVR

≤ 90%

Monthly Repayment

Investment Home Loan – 3 Year Fixed – IO

Interest Rate

2.72% p.a.

Comparison Rate

2.87% p.a.

LVR

≤ 90%

Monthly Repayment

Live-in Home Loan – 2 Year Fixed – IO + Offset Account

Interest Rate

2.72% p.a.

Comparison Rate

3.02% p.a.

LVR

≤ 90%

Monthly Repayment

Investment Home Loan – 3 Year Fixed – IO + Offset Account

Interest Rate

2.72% p.a.

Comparison Rate

2.98% p.a.

LVR

≤ 90%

Monthly Repayment

Live-in Home Loan – 3 Year Fixed – IO

Interest Rate

2.72% p.a.

Comparison Rate

2.88% p.a.

LVR

≤ 90%

Monthly Repayment

Live-in Home Loan – 3 Year Fixed – IO + Offset Account

Interest Rate

2.72% p.a.

Comparison Rate

3.00% p.a.

LVR

≤ 90%

Monthly Repayment

Owner Occupied Home Loan – IO

Interest Rate

2.74% p.a.

Comparison Rate

2.77% p.a.

LVR

≤ 80%

Monthly Repayment

Penny Pincher + Offset – IO

Interest Rate

2.74% p.a.

Comparison Rate

2.74% p.a.

LVR

≤ 70%

Monthly Repayment

Basic Flyer Home Loan – LVR Up to 60% – IO

Interest Rate

2.74% p.a.

Comparison Rate

2.74% p.a.

LVR

≤ 60%

Monthly Repayment

Premier Fixed Rate Home Loan – LVR ≤80% – 3 Year Fixed – Owner Occupier – Interest Only

Interest Rate

2.75% p.a.

Comparison Rate

3.42% p.a.

LVR

≤ 80%

Monthly Repayment

Premier Variable Rate Home Loan – Owner Occupier – Special Offer

Interest Rate

2.75% p.a.

Comparison Rate

3.21% p.a.

LVR

≤ 90%

Monthly Repayment

Premier Fixed Rate Home Loan – LVR ≤80% – 1 Year Fixed – Owner Occupier – Interest Only

Interest Rate

2.75% p.a.

Comparison Rate

3.49% p.a.

LVR

≤ 80%

Monthly Repayment

Premier Fixed Rate Home Loan – LVR ≤80% – 2 Year Fixed – Owner Occupier – Interest Only

Interest Rate

2.75% p.a.

Comparison Rate

3.45% p.a.

LVR

≤ 80%

Monthly Repayment

Fixed Rate Home Loan – 1 Year Fixed – LVR Up to 80% – IO – Special Offer

Interest Rate

2.78% p.a.

Comparison Rate

4.15% p.a.

LVR

≤ 80%

Monthly Repayment

Fixed Rate Home Loan – 2 Year Fixed – LVR Up to 80% – IO – Special Offer

Interest Rate

2.78% p.a.

Comparison Rate

4.03% p.a.

LVR

≤ 80%

Monthly Repayment

Wealth Maximizer + Construction – 3 Year Fixed – IO

Interest Rate

2.79% p.a.

Comparison Rate

3.22% p.a.

LVR

≤ 90%

Monthly Repayment

Fixed Rate Construction Home Loan – 1 Year Fixed – IO

Interest Rate

2.79% p.a.

Comparison Rate

4.34% p.a.

LVR

≤ 90%

Monthly Repayment

Fixed Rate Home Loan – 2 Year Fixed – Investor – LVR Up to 80% – IO – Special Offer

Interest Rate

2.79% p.a.

Comparison Rate

4.31% p.a.

LVR

≤ 80%

Monthly Repayment

Wealth Maximizer + Construction – 1 Year Fixed – IO

Interest Rate

2.79% p.a.

Comparison Rate

3.31% p.a.

LVR

≤ 90%

Monthly Repayment

Fixed Rate Home Loan – 2 Year Fixed – IO

Interest Rate

2.79% p.a.

Comparison Rate

4.20% p.a.

LVR

≤ 80%

Monthly Repayment

Important Information


  1. "Comparison Rate" is a rate includes the interest rate, certain fees and charges relating to a loan. The Comparison Rate is calculated based on a $150,000 secured loan and a loan term of 25 years. However the "Comparison Rate" does not include all fees and charges
  2. "Monthly Repayment" is calculated based on a $150,000 loan and a loan term of 25 years. (Excluding upfront fees or other fees)
  3. FindMyRates is not a credit provider and does not provide personal financial or professional advice or credit assistance. The information on this site is sourced from external credit providers and not from FindMyRates itself. It does not take into account your specific needs or circumstances, so you should look at your own financial situation, objectives and requirements and consult a licensed or authorised financial adviser before making any financial decisions.
  4. FindMyRates does not show comparison results based on commissions or referral fees.
  5. Although FindMyRates cover a broad range of products, providers and services we dont cover every product, provider or service available in the market and may not compare all the features available to you.