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Refinance Home Loans

Compare refinance home loan with more than 2455 offers from 43 lenders. The lowest mortgage rate is 1.77% from Reduce and the lowest comparison rate is 1.83% from Reduce which allow you refinance your home loan when the interest rate falling to new low.

Low Deposit Mortgage Rates

LenderPlanInterest RateComparison RateLVRRepayment (mth)

Rate Cutter

Interest Rate

1.77% p.a.

Comparison Rate

1.83% p.a.

LVR

≤ 60%

Repayment (mth)

Neat Home Loan – LVR Up to 60%

Interest Rate

1.89% p.a.

Comparison Rate

1.90% p.a.

LVR

≤ 60%

Repayment (mth)

The Works Package – 2 Year Fixed – Special

Interest Rate

1.99% p.a.

Comparison Rate

2.93% p.a.

LVR

≤ 80%

Repayment (mth)

Variable Home Loan Package – LVR upto 80% – $750K+

Interest Rate

1.99% p.a.

Comparison Rate

2.45% p.a.

LVR

≤ 80%

Repayment (mth)

Super Saver

Interest Rate

1.99% p.a.

Comparison Rate

2.05% p.a.

LVR

≤ 80%

Repayment (mth)

AcceleRATES Home Loan – LVR Less than 60%

Interest Rate

1.99% p.a.

Comparison Rate

1.99% p.a.

LVR

≤ 60%

Repayment (mth)

Neat Home Loan – LVR 60-70%

Interest Rate

1.99% p.a.

Comparison Rate

2.00% p.a.

LVR

60.01% - 70%

Repayment (mth)

The Works Package – 2 Year Intro

Interest Rate

1.99% p.a.

Comparison Rate

2.93% p.a.

LVR

≤ 80%

Repayment (mth)

Standard Fixed Rate Home Loan – 1 Year Fixed

Interest Rate

1.99% p.a.

Comparison Rate

2.60% p.a.

LVR

≤ 95%

Repayment (mth)

The Works Package – 3 Year Fixed – Special

Interest Rate

1.99% p.a.

Comparison Rate

2.89% p.a.

LVR

≤ 80%

Repayment (mth)

Low Rider

Interest Rate

1.99% p.a.

Comparison Rate

2.06% p.a.

LVR

≤ 75%

Repayment (mth)

Low Rider + Offset

Interest Rate

2.04% p.a.

Comparison Rate

2.11% p.a.

LVR

≤ 70%

Repayment (mth)

AcceleRATES Home Loan – LVR 60 – 70%

Interest Rate

2.09% p.a.

Comparison Rate

2.02% p.a.

LVR

60% - 70%

Repayment (mth)

Neat Home Loan – LVR 70-80%

Interest Rate

2.09% p.a.

Comparison Rate

2.10% p.a.

LVR

70.01% - 80%

Repayment (mth)

Real Deal Home Loan – LVR Up to 80% – Special Offer

Interest Rate

2.12% p.a.

Comparison Rate

2.15% p.a.

LVR

≤ 80%

Repayment (mth)

Own Home Loan – LVR Up to 60%

Interest Rate

2.14% p.a.

Comparison Rate

2.43% p.a.

LVR

≤ 60%

Repayment (mth)

Variable Home Loan Package – LVR above 80% – $750K+

Interest Rate

2.14% p.a.

Comparison Rate

2.60% p.a.

LVR

80% - 95%

Repayment (mth)

Neat Home Loan – LVR Up to 60% – Investor

Interest Rate

2.14% p.a.

Comparison Rate

2.15% p.a.

LVR

≤ 60%

Repayment (mth)

The Works Package – 4 Year Fixed – Special

Interest Rate

2.15% p.a.

Comparison Rate

2.90% p.a.

LVR

≤ 80%

Repayment (mth)

Standard Fixed Rate Home Loan – 1 Year Fixed – Investor

Interest Rate

2.19% p.a.

Comparison Rate

2.98% p.a.

LVR

≤ 90%

Repayment (mth)

Home Owners Dream – 1 Year Fixed

Interest Rate

2.19% p.a.

Comparison Rate

2.67% p.a.

LVR

≤ 95%

Repayment (mth)

Home Owners Dream – 2 Year Fixed

Interest Rate

2.19% p.a.

Comparison Rate

2.64% p.a.

LVR

≤ 95%

Repayment (mth)

Home Owners Dream – 3 Year Fixed

Interest Rate

2.19% p.a.

Comparison Rate

2.64% p.a.

LVR

≤ 95%

Repayment (mth)

AcceleRATES Home Loan – LVR 70 – 80%

Interest Rate

2.19% p.a.

Comparison Rate

2.08% p.a.

LVR

70% - 80%

Repayment (mth)

Variable Home Loan Package – LVR upto 80% – $10-750K

Interest Rate

2.19% p.a.

Comparison Rate

2.64% p.a.

LVR

≤ 80%

Repayment (mth)

Mortgage Saver Variable Rate Home Loan – LVR < 70% - Special

Interest Rate

2.19% p.a.

Comparison Rate

2.21% p.a.

LVR

≤ 70%

Repayment (mth)

Own Home Loan – LVR 60-70%

Interest Rate

2.19% p.a.

Comparison Rate

2.48% p.a.

LVR

60.01% - 70%

Repayment (mth)

Economizer

Interest Rate

2.19% p.a.

Comparison Rate

2.24% p.a.

LVR

≤ 60%

Repayment (mth)

Economizer + Offset

Interest Rate

2.19% p.a.

Comparison Rate

2.38% p.a.

LVR

≤ 60%

Repayment (mth)

Express Home Loan – Owner Occupier

Interest Rate

2.19% p.a.

Comparison Rate

2.36% p.a.

LVR

≤ 90%

Repayment (mth)

Basic Variable Home Loan – LVR upto 80% – New Business Offer

Interest Rate

2.19% p.a.

Comparison Rate

2.20% p.a.

LVR

≤ 80%

Repayment (mth)

Own Home Loan – LVR Up to 60% – Investor

Interest Rate

2.24% p.a.

Comparison Rate

2.53% p.a.

LVR

≤ 60%

Repayment (mth)

Own Home Loan – LVR 70-80%

Interest Rate

2.24% p.a.

Comparison Rate

2.53% p.a.

LVR

70.01% - 80%

Repayment (mth)

Neat Home Loan – LVR 60-70% – Investor

Interest Rate

2.24% p.a.

Comparison Rate

2.25% p.a.

LVR

60.01% - 70%

Repayment (mth)

Low Rider – $1000-1500k

Interest Rate

2.29% p.a.

Comparison Rate

2.36% p.a.

LVR

≤ 70%

Repayment (mth)

Own Home Loan – LVR 60-70% – Investor

Interest Rate

2.29% p.a.

Comparison Rate

2.58% p.a.

LVR

60.01% - 70%

Repayment (mth)

Low Rider – IO

Interest Rate

2.29% p.a.

Comparison Rate

2.36% p.a.

LVR

≤ 70%

Repayment (mth)

Express Home Loan – 1 Year Fixed – Owner Occupier

Interest Rate

2.29% p.a.

Comparison Rate

2.82% p.a.

LVR

≤ 90%

Repayment (mth)

Rate Lovers

Interest Rate

2.29% p.a.

Comparison Rate

2.36% p.a.

LVR

≤ 95%

Repayment (mth)

Low Rider Cash Back

Interest Rate

2.29% p.a.

Comparison Rate

2.36% p.a.

LVR

≤ 75%

Repayment (mth)

Express Home Loan – 2 Year Fixed – Owner Occupier

Interest Rate

2.29% p.a.

Comparison Rate

2.79% p.a.

LVR

≤ 90%

Repayment (mth)

Resimac Prime Flex – LVR Up to 70%

Interest Rate

2.29% p.a.

Comparison Rate

2.66% p.a.

LVR

≤ 70%

Repayment (mth)

Reward Me Fixed Rate Home Loan – 2 Year Fixed – Special

Interest Rate

2.29% p.a.

Comparison Rate

2.91% p.a.

LVR

≤ 80%

Repayment (mth)

Star Gold Home Loan

Interest Rate

2.29% p.a.

Comparison Rate

2.32% p.a.

LVR

≤ 60%

Repayment (mth)

Super Saver Cash Back

Interest Rate

2.29% p.a.

Comparison Rate

2.36% p.a.

LVR

≤ 80%

Repayment (mth)

Economizer + Construction

Interest Rate

2.29% p.a.

Comparison Rate

2.34% p.a.

LVR

≤ 60%

Repayment (mth)

Super Saver Cash Back + Offset

Interest Rate

2.29% p.a.

Comparison Rate

2.79% p.a.

LVR

≤ 80%

Repayment (mth)

Reward Me Fixed Rate Home Loan – 3 Year Fixed – Special

Interest Rate

2.29% p.a.

Comparison Rate

2.87% p.a.

LVR

≤ 80%

Repayment (mth)

Star Essentials Home Loan

Interest Rate

2.29% p.a.

Comparison Rate

2.32% p.a.

LVR

≤ 80%

Repayment (mth)

Economizer + Construction + Offset

Interest Rate

2.29% p.a.

Comparison Rate

2.48% p.a.

LVR

≤ 60%

Repayment (mth)

Important Information


  1. "Comparison Rate" is a rate includes the interest rate, certain fees and charges relating to a loan. The Comparison Rate is calculated based on a $150,000 secured loan and a loan term of 25 years. However the "Comparison Rate" does not include all fees and charges
  2. "Monthly Repayment" is calculated based on a $150,000 loan and a loan term of 25 years. (Excluding upfront fees or other fees)
  3. FindMyRates is not a credit provider and does not provide personal financial or professional advice or credit assistance. The information on this site is sourced from external credit providers and not from FindMyRates itself. It does not take into account your specific needs or circumstances, so you should look at your own financial situation, objectives and requirements and consult a licensed or authorised financial adviser before making any financial decisions.
  4. FindMyRates does not show comparison results based on commissions or referral fees.
  5. Although FindMyRates cover a broad range of products, providers and services we dont cover every product, provider or service available in the market and may not compare all the features available to you.

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