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5 Year Fixed Rate Home Loans

Compare 5 year fixed home loan rates with more than 285 offers from 29 lenders. The lowest 5 year fixed mortgage rate is 2.49% from RACQ and the lowest comparison rate is 2.80% from Macquarie Bank which help you to lock in your repayments for first five years.

Compare 5 Year Fixed Mortgage Rates

Standard Fixed Rate Home Loan + Choices Package – 5 Year Fixed

Interest Rate

2.49% p.a.

Comparison Rate

3.76% p.a.

LVR

≤ 95%

Monthly Repayment

Fixed Rate Home Loan with Orange Advantage – 5 Year Fixed

Interest Rate

2.59% p.a.

Comparison Rate

3.52% p.a.

LVR

≤ 95%

Monthly Repayment

Premier Fixed Rate Home Loan – LVR ≤80% – 5 Year Fixed – Owner Occupier

Interest Rate

2.60% p.a.

Comparison Rate

3.15% p.a.

LVR

≤ 80%

Monthly Repayment

Advantage Package Standard LVR Up to 60% 5 Year Fixed Rate Home Loan – Owner Occupier

Interest Rate

2.69% p.a.

Comparison Rate

3.39% p.a.

LVR

≤ 60%

Monthly Repayment

Standard Fixed Rate Home Loan + Choices Package – 5 Year Fixed – Investor

Interest Rate

2.69% p.a.

Comparison Rate

4.10% p.a.

LVR

≤ 90%

Monthly Repayment

Fixed Home Loan With ANZ Breakfree – 5 Year Fixed – Owner Occupier

Interest Rate

2.69% p.a.

Comparison Rate

3.82% p.a.

LVR

≤ 95%

Monthly Repayment

Fixed Rate Home Loan with Advantage Package – 5 Year Fixed – LVR Up to 60%

Interest Rate

2.69% p.a.

Comparison Rate

3.39% p.a.

LVR

≤ 60%

Monthly Repayment

Fixed Rate Home Loan – 5 Year Fixed

Interest Rate

2.69% p.a.

Comparison Rate

3.56% p.a.

LVR

≤ 95%

Monthly Repayment

Flexible Member Package – LVR Up to 80% – 5 Year Fixed

Interest Rate

2.69% p.a.

Comparison Rate

3.37% p.a.

LVR

≤ 80%

Monthly Repayment

Fixed Options Home Loan With Premier Advantage – 5 Year Fixed – LVR ≤70% – Owner Occupier

Interest Rate

2.69% p.a.

Comparison Rate

3.41% p.a.

LVR

≤ 70%

Monthly Repayment

Flexible Member Package – LVR Between 80%-90% – 5 Year Fixed

Interest Rate

2.69% p.a.

Comparison Rate

3.48% p.a.

LVR

80.01% - 90%

Monthly Repayment

Basic Home Loan – 5 Year Fixed – LVR Up to 70%

Interest Rate

2.74% p.a.

Comparison Rate

2.80% p.a.

LVR

≤ 70%

Monthly Repayment

Advantage Package Standard LVR above 60% – 80% 5 Year Fixed Rate Home Loan – Owner Occupier

Interest Rate

2.74% p.a.

Comparison Rate

3.44% p.a.

LVR

60.01% - 80%

Monthly Repayment

Offset Package Home Loan – 5 Year Fixed – LVR Up to 70%

Interest Rate

2.74% p.a.

Comparison Rate

3.07% p.a.

LVR

≤ 70%

Monthly Repayment

Fixed Rate Home Loan with Advantage Package – 5 Year Fixed – LVR 60 – 80%

Interest Rate

2.74% p.a.

Comparison Rate

3.44% p.a.

LVR

60.01% - 80%

Monthly Repayment

Premier Fixed Rate Home Loan – LVR >80% – 5 Year Fixed – Owner Occupier

Interest Rate

2.75% p.a.

Comparison Rate

3.32% p.a.

LVR

80.01% - 90%

Monthly Repayment

Advantage Package 5 Year Standard Fixed Rate Home Loan – Owner Occupier

Interest Rate

2.79% p.a.

Comparison Rate

3.49% p.a.

LVR

≤ 95%

Monthly Repayment

Standard Fixed Rate Home Loan – 5 Year Fixed – Investor

Interest Rate

2.79% p.a.

Comparison Rate

4.02% p.a.

LVR

≤ 90%

Monthly Repayment

Choice Package – 5 Year Fixed – Owner Occupier

Interest Rate

2.79% p.a.

Comparison Rate

3.87% p.a.

LVR

≤ 95%

Monthly Repayment

Basic Flyer Home Loan – 5 Year Fixed – LVR Up to 70%

Interest Rate

2.79% p.a.

Comparison Rate

2.85% p.a.

LVR

≤ 70%

Monthly Repayment

Fixed Rate Home Loan with Advantage Package – 5 Year Fixed – LVR 80%+

Interest Rate

2.79% p.a.

Comparison Rate

3.49% p.a.

LVR

80.01% - 95%

Monthly Repayment

Fixed Options Home Loan With Premier Advantage – 5 Year Fixed – LVR >70% – Owner Occupier

Interest Rate

2.79% p.a.

Comparison Rate

3.51% p.a.

LVR

70.01% - 95%

Monthly Repayment

Offset Flyer Package Home Loan – 5 Year Fixed – LVR Up to 70%

Interest Rate

2.79% p.a.

Comparison Rate

3.12% p.a.

LVR

≤ 70%

Monthly Repayment

Basic Home Loan – 5 Year Fixed – LVR 70 – 80%

Interest Rate

2.84% p.a.

Comparison Rate

2.90% p.a.

LVR

71% - 80%

Monthly Repayment

Fixed Rate Home Loan – 5 Year Fixed – LVR Up to 60%

Interest Rate

2.84% p.a.

Comparison Rate

3.97% p.a.

LVR

≤ 60%

Monthly Repayment

Fixed Home Loan – 5 Year Fixed – Owner Occupier

Interest Rate

2.84% p.a.

Comparison Rate

3.84% p.a.

LVR

≤ 95%

Monthly Repayment

Offset Package Home Loan – 5 Year Fixed – LVR 70 – 80%

Interest Rate

2.84% p.a.

Comparison Rate

3.17% p.a.

LVR

71% - 80%

Monthly Repayment

Flexible – LVR Up to 80% – 5 Year Fixed

Interest Rate

2.84% p.a.

Comparison Rate

3.74% p.a.

LVR

≤ 80%

Monthly Repayment

Flexible – LVR Between 80%-90% – 5 Year Fixed

Interest Rate

2.84% p.a.

Comparison Rate

3.92% p.a.

LVR

80.01% - 90%

Monthly Repayment

SmartSaver – 5 Year Fixed

Interest Rate

2.84% p.a.

Comparison Rate

2.81% p.a.

LVR

≤ 95%

Monthly Repayment

Standard LVR Up to 60% 5 Year Fixed Rate Home Loan – Owner Occupier

Interest Rate

2.84% p.a.

Comparison Rate

3.98% p.a.

LVR

≤ 60%

Monthly Repayment

Offset Flyer Package Home Loan – 5 Year Fixed – LVR 70 – 80%

Interest Rate

2.89% p.a.

Comparison Rate

3.22% p.a.

LVR

71% - 80%

Monthly Repayment

Fixed Rate Home Loan – 5 Year Fixed – LVR 60 – 80%

Interest Rate

2.89% p.a.

Comparison Rate

4.01% p.a.

LVR

60.01% - 80%

Monthly Repayment

Fixed Options Home Loan – 5 Year Fixed – LVR ≤70% – Owner Occupier

Interest Rate

2.89% p.a.

Comparison Rate

3.98% p.a.

LVR

≤ 70%

Monthly Repayment

Tailored Home Loan – 5 Year Fixed – Owner Occupier

Interest Rate

2.89% p.a.

Comparison Rate

3.99% p.a.

LVR

≤ 95%

Monthly Repayment

Basic Flyer Home Loan – 5 Year Fixed – LVR 70 – 80%

Interest Rate

2.89% p.a.

Comparison Rate

2.95% p.a.

LVR

71% - 80%

Monthly Repayment

Standard LVR above 60% – 80% 5 Year Fixed Rate Home Loan – Owner Occupier

Interest Rate

2.89% p.a.

Comparison Rate

4.03% p.a.

LVR

60% - 80%

Monthly Repayment

Advantage – 5 Year Fixed (Special 70)

Interest Rate

2.94% p.a.

Comparison Rate

3.14% p.a.

LVR

≤ 70%

Monthly Repayment

Basic Home Loan – 5 Year Fixed – Investor – LVR Up to 70%

Interest Rate

2.94% p.a.

Comparison Rate

3.06% p.a.

LVR

≤ 70%

Monthly Repayment

Fixed Rate Home Loan – 5 Year Fixed – LVR 80%+

Interest Rate

2.94% p.a.

Comparison Rate

4.06% p.a.

LVR

80.01% - 95%

Monthly Repayment

Offset Package Home Loan – 5 Year Fixed – Investor – LVR Up to 70%

Interest Rate

2.94% p.a.

Comparison Rate

3.33% p.a.

LVR

≤ 70%

Monthly Repayment

UHomeLoan Standard Fixed Home Loan – 5 Year Fixed – Owner Occupier

Interest Rate

2.94% p.a.

Comparison Rate

3.19% p.a.

LVR

≤ 80%

Monthly Repayment

5 Year Standard Fixed Rate Home Loan – Owner Occupier

Interest Rate

2.94% p.a.

Comparison Rate

4.07% p.a.

LVR

≤ 95%

Monthly Repayment

Fixed Rate Home Loan – 5 Year Fixed

Interest Rate

2.99% p.a.

Comparison Rate

3.91% p.a.

LVR

≤ 95%

Monthly Repayment

Ultimate Home Loan – 5 Year Fixed

Interest Rate

2.99% p.a.

Comparison Rate

3.69% p.a.

LVR

≤ 95%

Monthly Repayment

Fixed Rate Home Loan – 5 Year Fixed – Investor

Interest Rate

2.99% p.a.

Comparison Rate

4.23% p.a.

LVR

≤ 90%

Monthly Repayment

Offset Flyer Package Home Loan – 5 Year Fixed – Investor – LVR Up to 70%

Interest Rate

2.99% p.a.

Comparison Rate

3.37% p.a.

LVR

≤ 70%

Monthly Repayment

Great Rate Home Loan – 5 Year Fixed

Interest Rate

2.99% p.a.

Comparison Rate

3.40% p.a.

LVR

≤ 95%

Monthly Repayment

Advantage – 5 Years Fixed

Interest Rate

2.99% p.a.

Comparison Rate

3.22% p.a.

LVR

90% ≤

Monthly Repayment

MHouse – Prime Essentials – 5 Years Fixed

Interest Rate

2.99% p.a.

Comparison Rate

4.68% p.a.

LVR

70% ≤

Monthly Repayment

Important Information


  1. "Comparison Rate" is a rate includes the interest rate, certain fees and charges relating to a loan. The Comparison Rate is calculated based on a $150,000 secured loan and a loan term of 25 years. However the "Comparison Rate" does not include all fees and charges
  2. "Monthly Repayment" is calculated based on a $150,000 loan and a loan term of 25 years. (Excluding upfront fees or other fees)
  3. FindMyRates is not a credit provider and does not provide personal financial or professional advice or credit assistance. The information on this site is sourced from external credit providers and not from FindMyRates itself. It does not take into account your specific needs or circumstances, so you should look at your own financial situation, objectives and requirements and consult a licensed or authorised financial adviser before making any financial decisions.
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  5. Although FindMyRates cover a broad range of products, providers and services we dont cover every product, provider or service available in the market and may not compare all the features available to you.