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Big Four Bank Home Loans

Compare and find most up-to-date and competitive rates with more than 316 offers from big four bank. The lowest mortgage rate is 3.14% from Westpac and the lowest comparison rate is 3.20% from ANZ.

Big Four Bank Mortgage Rates

LenderPlanInterest RateComparison RateLVRRepayment (mth)

Flexi First Option Home Loan – LVR ≤70% – Owner Occupier

Interest Rate

3.14% p.a.

Comparison Rate

3.48% p.a.

LVR

≤ 70%

Repayment (mth)

Simplicity PLUS Home Loan – Owner Occupier

Interest Rate

3.19% p.a.

Comparison Rate

3.20% p.a.

LVR

≤ 70%

Repayment (mth)

Flexi First Option Home Loan – LVR >70% – Owner Occupier

Interest Rate

3.24% p.a.

Comparison Rate

3.58% p.a.

LVR

70.01% - 95%

Repayment (mth)

Extra Home Loan – LVR ≤70% – Owner Occupier

Interest Rate

3.29% p.a.

Comparison Rate

3.30% p.a.

LVR

≤ 70%

Repayment (mth)

Extra Home Loan – LVR 70-80% – Owner Occupier

Interest Rate

3.39% p.a.

Comparison Rate

3.40% p.a.

LVR

70.01% - 80%

Repayment (mth)

Base Variable Rate – LVR ≤80% – Owner Occupier – Special Offer

Interest Rate

3.44% p.a.

Comparison Rate

3.48% p.a.

LVR

≤ 80%

Repayment (mth)

Simplicity PLUS Residential Investment Property Loan

Interest Rate

3.54% p.a.

Comparison Rate

3.55% p.a.

LVR

≤ 70%

Repayment (mth)

Flexi First Option Investment Property Loan – LVR ≤70%

Interest Rate

3.54% p.a.

Comparison Rate

3.88% p.a.

LVR

≤ 70%

Repayment (mth)

Extra Home Loan – LVR ≤70% – Investor

Interest Rate

3.59% p.a.

Comparison Rate

3.60% p.a.

LVR

≤ 70%

Repayment (mth)

Flexi First Option Investment Property Loan – LVR >70%

Interest Rate

3.64% p.a.

Comparison Rate

3.98% p.a.

LVR

70.01% - 95%

Repayment (mth)

Extra Home Loan – LVR 70-80% – Investor

Interest Rate

3.69% p.a.

Comparison Rate

3.70% p.a.

LVR

70.01% - 80%

Repayment (mth)

Flexi First Option Investment Property Loan – LVR ≤70% – Interest Only

Interest Rate

3.84% p.a.

Comparison Rate

4.18% p.a.

LVR

≤ 70%

Repayment (mth)

Simplicity PLUS Residential Investment Property Loan – Interest Only

Interest Rate

3.84% p.a.

Comparison Rate

3.66% p.a.

LVR

≤ 70%

Repayment (mth)

Extra Home Loan – LVR ≤70% – Owner Occupier – Interest Only

Interest Rate

3.85% p.a.

Comparison Rate

3.52% p.a.

LVR

≤ 70%

Repayment (mth)

Flexi First Option Investment Property Loan – LVR >70% – Interest Only

Interest Rate

3.94% p.a.

Comparison Rate

4.28% p.a.

LVR

70.01% - 95%

Repayment (mth)

Extra Home Loan – LVR 70-80% – IO

Interest Rate

3.95% p.a.

Comparison Rate

3.62% p.a.

LVR

70.01% - 80%

Repayment (mth)

Base Variable Rate – LVR ≤80% – Investor – Special Offer

Interest Rate

4.04% p.a.

Comparison Rate

4.08% p.a.

LVR

≤ 80%

Repayment (mth)

Extra Home Loan – LVR ≤70% – Investor – Interest Only

Interest Rate

4.15% p.a.

Comparison Rate

3.82% p.a.

LVR

≤ 70%

Repayment (mth)

Extra Home Loan – LVR 80%+

Interest Rate

4.24% p.a.

Comparison Rate

4.25% p.a.

LVR

80.01% - 90%

Repayment (mth)

Standard Variable Home Loan – LVR Up to 80%

Interest Rate

4.24% p.a.

Comparison Rate

4.24% p.a.

LVR

≤ 80%

Repayment (mth)

Base Variable Rate – LVR ≤80% – Investor – Interest Only – Special Offer

Interest Rate

4.24% p.a.

Comparison Rate

4.86% p.a.

LVR

≤ 80%

Repayment (mth)

Base Variable Rate – LVR > 80% – Owner Occupier – Special Offer

Interest Rate

4.24% p.a.

Comparison Rate

4.28% p.a.

LVR

80.01% ≤

Repayment (mth)

Extra Home Loan – LVR 70-80% – Investor – IO

Interest Rate

4.25% p.a.

Comparison Rate

3.92% p.a.

LVR

70.01% - 80%

Repayment (mth)

Rocket Repay Home Loan With Premier Advantage – LVR ≤70% – Owner Occupier

Interest Rate

4.44% p.a.

Comparison Rate

4.82% p.a.

LVR

≤ 70%

Repayment (mth)

Standard Variable Home Loan – LVR Above 80%

Interest Rate

4.44% p.a.

Comparison Rate

4.44% p.a.

LVR

80.01% - 95%

Repayment (mth)

Rocket Repay Home Loan With Premier Advantage – LVR >70% – Owner Occupier

Interest Rate

4.54% p.a.

Comparison Rate

4.92% p.a.

LVR

70.01% - 95%

Repayment (mth)

Fixed Options Home Loan With Premier Advantage – 1 Year Fixed – LVR ≤70% – Owner Occupier

Interest Rate

4.59% p.a.

Comparison Rate

4.84% p.a.

LVR

≤ 70%

Repayment (mth)

Base Variable Rate – LVR > 80% – Investor – Special Offer

Interest Rate

4.59% p.a.

Comparison Rate

4.63% p.a.

LVR

80.01% ≤

Repayment (mth)

Simplicity PLUS Home Loan – Owner Occupier – Interest Only

Interest Rate

4.63% p.a.

Comparison Rate

3.76% p.a.

LVR

≤ 70%

Repayment (mth)

Fixed Options Home Loan With Premier Advantage – 1 Year Fixed – LVR >70% – Owner Occupier

Interest Rate

4.69% p.a.

Comparison Rate

4.93% p.a.

LVR

70.01% - 95%

Repayment (mth)

Fixed Home Loan – 1 Year Fixed – Owner Occupier – LVR ≤80%

Interest Rate

4.69% p.a.

Comparison Rate

4.29% p.a.

LVR

≤ 80%

Repayment (mth)

Base Variable Rate – Owner Occupier

Interest Rate

4.70% p.a.

Comparison Rate

4.74% p.a.

LVR

≤ 95%

Repayment (mth)

Fixed Home Loan – 1 Year Fixed – Owner Occupier

Interest Rate

4.74% p.a.

Comparison Rate

4.47% p.a.

LVR

80.01% - 95%

Repayment (mth)

Extra Home Loan – LVR 80%+ – Investor

Interest Rate

4.79% p.a.

Comparison Rate

4.80% p.a.

LVR

80.01% - 90%

Repayment (mth)

Standard Variable Home Loan – Owner Occupier – Interest Only

Interest Rate

4.79% p.a.

Comparison Rate

4.46% p.a.

LVR

≤ 80%

Repayment (mth)

Fixed Rate Investment Property Loan With Premier Advantage – 1 Year Fixed – LVR ≤70%

Interest Rate

4.79% p.a.

Comparison Rate

5.34% p.a.

LVR

≤ 70%

Repayment (mth)

Standard Variable Residential Investment Loan – LVR Up to 80%

Interest Rate

4.84% p.a.

Comparison Rate

4.84% p.a.

LVR

≤ 80%

Repayment (mth)

Choice Package – Owner Occupier – 750k+

Interest Rate

4.87% p.a.

Comparison Rate

5.26% p.a.

LVR

≤ 95%

Repayment (mth)

Fixed Options Home Loan – 1 Year Fixed – LVR ≤70% – Owner Occupier

Interest Rate

4.89% p.a.

Comparison Rate

5.87% p.a.

LVR

≤ 70%

Repayment (mth)

Fixed Options Home Loan – 1 Year Fixed – LVR >70% – Owner Occupier

Interest Rate

4.89% p.a.

Comparison Rate

5.87% p.a.

LVR

70.01% - 95%

Repayment (mth)

Fixed Rate Investment Property Loan With Premier Advantage – 1 Year Fixed – LVR >70%

Interest Rate

4.89% p.a.

Comparison Rate

5.44% p.a.

LVR

70.01% - 95%

Repayment (mth)

Choice Package – Owner Occupier – 250-749k

Interest Rate

4.92% p.a.

Comparison Rate

5.31% p.a.

LVR

≤ 95%

Repayment (mth)

Extra Home Loan with Wealth Package – 1 Year Fixed – Owner Occupier

Interest Rate

4.99% p.a.

Comparison Rate

5.49% p.a.

LVR

≤ 95%

Repayment (mth)

Standard Variable Home Loan – LVR Above 80% – IO

Interest Rate

4.99% p.a.

Comparison Rate

4.66% p.a.

LVR

80.01% - 90%

Repayment (mth)

Rocket Investment Loan With Premier Advantage – LVR ≤70%

Interest Rate

4.99% p.a.

Comparison Rate

5.36% p.a.

LVR

≤ 70%

Repayment (mth)

Extra Home Loan with Wealth Package – 4 Year Fixed – Owner Occupier

Interest Rate

4.99% p.a.

Comparison Rate

5.46% p.a.

LVR

≤ 95%

Repayment (mth)

Fixed Rate Investment Property Loan With Premier Advantage – 1 Year Fixed – LVR ≤70% – Interest Only

Interest Rate

4.99% p.a.

Comparison Rate

5.59% p.a.

LVR

≤ 70%

Repayment (mth)

Rocket Repay Home Loan With Premier Advantage – LVR ≤70% – Owner Occupier – Interest Only

Interest Rate

5.03% p.a.

Comparison Rate

5.40% p.a.

LVR

≤ 70%

Repayment (mth)

Standard Variable Residential Investment Loan – LVR Above 80%

Interest Rate

5.04% p.a.

Comparison Rate

5.04% p.a.

LVR

80.01% - 95%

Repayment (mth)

Fixed Options Home Loan With Premier Advantage – 1 Year Fixed – LVR ≤70% – Owner Occupier – Interest Only

Interest Rate

5.09% p.a.

Comparison Rate

5.41% p.a.

LVR

≤ 70%

Repayment (mth)

Important Information


  1. "Comparison Rate" is a rate includes the interest rate, certain fees and charges relating to a loan. The Comparison Rate is calculated based on a $150,000 secured loan and a loan term of 25 years. However the "Comparison Rate" does not include all fees and charges
  2. "Monthly Repayment" is calculated based on a $150,000 loan and a loan term of 25 years. (Excluding upfront fees or other fees)
  3. FindMyRates is not a credit provider and does not provide personal financial or professional advice or credit assistance. The information on this site is sourced from external credit providers and not from FindMyRates itself. It does not take into account your specific needs or circumstances, so you should look at your own financial situation, objectives and requirements and consult a licensed or authorised financial adviser before making any financial decisions.
  4. FindMyRates does not show comparison results based on commissions or referral fees.
  5. Although FindMyRates cover a broad range of products, providers and services we dont cover every product, provider or service available in the market and may not compare all the features available to you.
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