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Home Loans with Offset Account

Compare mortgage rates with more than 1283 offers from 32 lenders. The lowest Interest-only investor mortgage rates is 2.09% from HSBC and the lowest comparison rate is % from Reduce which help you to reduce the amount of interest you’re charged.

Compare Home Loans with Offset Account

Premier Fixed Rate Home Loan – LVR ≤80% – 2 Year Fixed – Owner Occupier

Interest Rate

2.09% p.a.

Comparison Rate

3.10% p.a.

LVR

≤ 80%

Monthly Repayment

Home Owners Dream + Offset – 2 Year Fixed

Interest Rate

2.19% p.a.

Comparison Rate

-

LVR

≤ 95%

Monthly Repayment

Choice Package – 2 Year Fixed – Owner Occupier

Interest Rate

2.19% p.a.

Comparison Rate

4.02% p.a.

LVR

≤ 95%

Monthly Repayment

Fixed Rate Home Loan with Orange Advantage – 2 Year Fixed

Interest Rate

2.19% p.a.

Comparison Rate

3.79% p.a.

LVR

≤ 95%

Monthly Repayment

Premier Fixed Rate Home Loan – LVR ≤80% – 3 Year Fixed – Owner Occupier

Interest Rate

2.19% p.a.

Comparison Rate

3.07% p.a.

LVR

≤ 80%

Monthly Repayment

Home Owners Dream + Offset – 1 Year Fixed

Interest Rate

2.19% p.a.

Comparison Rate

-

LVR

≤ 95%

Monthly Repayment

Live-in Home Loan – 1 Year Fixed + Offset Account

Interest Rate

2.22% p.a.

Comparison Rate

2.79% p.a.

LVR

≤ 90%

Monthly Repayment

Live-in Home Loan – 2 Year Fixed + Offset Account

Interest Rate

2.22% p.a.

Comparison Rate

2.75% p.a.

LVR

≤ 90%

Monthly Repayment

Live-in Home Loan – 3 Year Fixed + Offset Account

Interest Rate

2.22% p.a.

Comparison Rate

2.71% p.a.

LVR

≤ 90%

Monthly Repayment

Premier Fixed Rate Home Loan – LVR ≤80% – 1 Year Fixed – Owner Occupier

Interest Rate

2.25% p.a.

Comparison Rate

2.40% p.a.

LVR

≤ 80%

Monthly Repayment

Economizer + Offset

Interest Rate

2.25% p.a.

Comparison Rate

2.38% p.a.

LVR

≤ 60%

Monthly Repayment

Choice Package – 1 Year Fixed – Owner Occupier

Interest Rate

2.29% p.a.

Comparison Rate

4.17% p.a.

LVR

≤ 95%

Monthly Repayment

Home Owners Dream + Offset – 3 Year Fixed

Interest Rate

2.29% p.a.

Comparison Rate

-

LVR

≤ 95%

Monthly Repayment

Choice Package – 3 Year Fixed – Owner Occupier

Interest Rate

2.29% p.a.

Comparison Rate

3.91% p.a.

LVR

≤ 95%

Monthly Repayment

Tailored Home Loan – 2 Year Fixed – Owner Occupier

Interest Rate

2.29% p.a.

Comparison Rate

4.25% p.a.

LVR

≤ 95%

Monthly Repayment

Fixed Rate Home Loan with Orange Advantage – 1 Year Fixed

Interest Rate

2.34% p.a.

Comparison Rate

3.96% p.a.

LVR

≤ 95%

Monthly Repayment

Fixed Rate Home Loan with Orange Advantage – 3 Year Fixed

Interest Rate

2.34% p.a.

Comparison Rate

3.67% p.a.

LVR

≤ 95%

Monthly Repayment

Low Rider + Offset

Interest Rate

2.34% p.a.

Comparison Rate

2.37% p.a.

LVR

≤ 70%

Monthly Repayment

Economizer + Construction + Offset

Interest Rate

2.35% p.a.

Comparison Rate

2.48% p.a.

LVR

≤ 60%

Monthly Repayment

Offset Package Home Loan – 2 Year Fixed – LVR Up to 70%

Interest Rate

2.39% p.a.

Comparison Rate

3.03% p.a.

LVR

≤ 70%

Monthly Repayment

Rate Slasher + Offset

Interest Rate

2.39% p.a.

Comparison Rate

2.52% p.a.

LVR

≤ 95%

Monthly Repayment

Offset Package Home Loan – 3 Year Fixed – LVR Up to 70%

Interest Rate

2.39% p.a.

Comparison Rate

3.00% p.a.

LVR

≤ 70%

Monthly Repayment

Tailored Home Loan – 1 Year Fixed – Owner Occupier

Interest Rate

2.39% p.a.

Comparison Rate

4.45% p.a.

LVR

≤ 95%

Monthly Repayment

Fixed Home Loan With ANZ Breakfree – 1 Year Fixed – Owner Occupier

Interest Rate

2.39% p.a.

Comparison Rate

4.16% p.a.

LVR

≤ 95%

Monthly Repayment

Offset Package Home Loan – 1 Year Fixed – LVR Up to 70%

Interest Rate

2.39% p.a.

Comparison Rate

3.07% p.a.

LVR

≤ 70%

Monthly Repayment

Tailored Home Loan – 3 Year Fixed – Owner Occupier

Interest Rate

2.39% p.a.

Comparison Rate

4.10% p.a.

LVR

≤ 95%

Monthly Repayment

Super Saver Cash Back + Offset

Interest Rate

2.39% p.a.

Comparison Rate

2.82% p.a.

LVR

≤ 80%

Monthly Repayment

Flexible Member Package – LVR Up to 80% – 1 Year Fixed

Interest Rate

2.39% p.a.

Comparison Rate

3.45% p.a.

LVR

≤ 80%

Monthly Repayment

Flexible Member Package – LVR Between 80%-90% – 1 Year Fixed

Interest Rate

2.39% p.a.

Comparison Rate

3.63% p.a.

LVR

80.01% - 90%

Monthly Repayment

Premier Fixed Rate Home Loan – LVR >80% – 3 Year Fixed – Owner Occupier

Interest Rate

2.40% p.a.

Comparison Rate

3.31% p.a.

LVR

80.01% - 90%

Monthly Repayment

Premier Fixed Rate Home Loan – LVR ≤80% – 4 Year Fixed – Owner Occupier

Interest Rate

2.40% p.a.

Comparison Rate

3.10% p.a.

LVR

≤ 80%

Monthly Repayment

Premier Fixed Rate Home Loan – LVR >80% – 1 Year Fixed – Owner Occupier

Interest Rate

2.40% p.a.

Comparison Rate

3.35% p.a.

LVR

80.01% - 90%

Monthly Repayment

Premier Fixed Rate Home Loan – LVR >80% – 2 Year Fixed – Owner Occupier

Interest Rate

2.40% p.a.

Comparison Rate

3.31% p.a.

LVR

80.01% - 90%

Monthly Repayment

Offset Flyer Package Home Loan – 2 Year Fixed – LVR Up to 70%

Interest Rate

2.44% p.a.

Comparison Rate

3.08% p.a.

LVR

≤ 70%

Monthly Repayment

Penny Pincher + Offset

Interest Rate

2.44% p.a.

Comparison Rate

2.44% p.a.

LVR

≤ 70%

Monthly Repayment

Offset Flyer Package Home Loan – 3 Year Fixed – LVR Up to 70%

Interest Rate

2.44% p.a.

Comparison Rate

3.05% p.a.

LVR

≤ 70%

Monthly Repayment

Clean Energy Home Loan – 2 Year Fixed – LVR Up to 70%

Interest Rate

2.44% p.a.

Comparison Rate

3.32% p.a.

LVR

≤ 69.99%

Monthly Repayment

Offset Flyer Package Home Loan – 1 Year Fixed – LVR Up to 70%

Interest Rate

2.44% p.a.

Comparison Rate

3.12% p.a.

LVR

≤ 70%

Monthly Repayment

Clean Energy Home Loan – 3 Year Fixed – LVR Up to 70%

Interest Rate

2.44% p.a.

Comparison Rate

3.27% p.a.

LVR

≤ 69.99%

Monthly Repayment

Rate Buster + Offset

Interest Rate

2.45% p.a.

Comparison Rate

2.58% p.a.

LVR

≤ 95%

Monthly Repayment

Choice Package – 2 Year Fixed – Investor

Interest Rate

2.49% p.a.

Comparison Rate

4.55% p.a.

LVR

≤ 95%

Monthly Repayment

Clean Energy Home Loan – 3 Year Fixed – LVR 70% – 90%

Interest Rate

2.49% p.a.

Comparison Rate

3.36% p.a.

LVR

70% - 90%

Monthly Repayment

Offset Package Home Loan – 1 Year Fixed – LVR 70 – 80%

Interest Rate

2.49% p.a.

Comparison Rate

3.17% p.a.

LVR

71% - 80%

Monthly Repayment

Wealth Maximizer + Offset – 1 Year Fixed

Interest Rate

2.49% p.a.

Comparison Rate

-

LVR

≤ 90%

Monthly Repayment

Flexible Member Package – LVR Up to 80% – 2 Year Fixed

Interest Rate

2.49% p.a.

Comparison Rate

3.41% p.a.

LVR

≤ 80%

Monthly Repayment

Flexible Member Package – LVR Between 80%-90% – 2 Year Fixed

Interest Rate

2.49% p.a.

Comparison Rate

3.57% p.a.

LVR

80.01% - 90%

Monthly Repayment

Offset Package Home Loan – 2 Year Fixed – LVR 70 – 80%

Interest Rate

2.49% p.a.

Comparison Rate

3.13% p.a.

LVR

71% - 80%

Monthly Repayment

Owner Occupied Home Loan

Interest Rate

2.49% p.a.

Comparison Rate

2.52% p.a.

LVR

≤ 80%

Monthly Repayment

Rate Slasher + Construction + Offset

Interest Rate

2.49% p.a.

Comparison Rate

2.62% p.a.

LVR

≤ 95%

Monthly Repayment

Offset Package Home Loan – 3 Year Fixed – LVR 70 – 80%

Interest Rate

2.49% p.a.

Comparison Rate

3.10% p.a.

LVR

71% - 80%

Monthly Repayment

Important Information


  1. "Comparison Rate" is a rate includes the interest rate, certain fees and charges relating to a loan. The Comparison Rate is calculated based on a $150,000 secured loan and a loan term of 25 years. However the "Comparison Rate" does not include all fees and charges
  2. "Monthly Repayment" is calculated based on a $150,000 loan and a loan term of 25 years. (Excluding upfront fees or other fees)
  3. FindMyRates is not a credit provider and does not provide personal financial or professional advice or credit assistance. The information on this site is sourced from external credit providers and not from FindMyRates itself. It does not take into account your specific needs or circumstances, so you should look at your own financial situation, objectives and requirements and consult a licensed or authorised financial adviser before making any financial decisions.
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  5. Although FindMyRates cover a broad range of products, providers and services we dont cover every product, provider or service available in the market and may not compare all the features available to you.